About N1 Payments

Independent.
Local.
On Your Side.

N1 Payments was founded by industry specialists with over nine years of hands-on experience. We understand compliance, technology, and the real challenges businesses face every day.

Headquartered in Portsmouth, we support businesses across the UK — from independent traders and local shops to growing enterprises.

We are more than a payments provider — we're a long-term partner. Every merchant gets a dedicated account manager: a real person who knows your business. Whether it's a quick question or an urgent issue, we're available 24/7 when you need us.

N1 Payments team reviewing plans and customer needs

Built for real trading conditions

No two businesses take payment the same way.

Some customers need portable devices that move with their team. Others need faster counter service, simpler booking deposits, or a cleaner way to manage multiple terminals. N1 is built to support those different trading realities without overcomplicating the setup.

Practical support

We explore every option.

Too many businesses are sold a generic setup that does not really fit the way they trade. We work directly with customers to map the right route, whether that means portable terminals, remote payments, funding support, or a fuller EPOS-led setup.

Independent. Local. Reachable. That stays the point.

Trust signals

FCA regulated and built to support serious independent businesses.

Independent provider
FRN: 973294
Company Reg: 10091004
FCA regulated

Do you want to know more?

If you would like to know more about N1 Payments merchant services and how our payment solutions could support your business.