Cash Advance
Funding that flexes with card sales.
Access working capital and repay through an agreed percentage of future card takings, so repayments move with the rhythm of your business.
Learn about Cash AdvanceBusiness funding for growing businesses
Cash flow support that moves with your sales.
Growing businesses often need capital before cash has fully caught up, whether that means stock, staffing, refurbishment, marketing, equipment, or expansion. N1 Payments Business Funding is designed to bridge that gap with faster access to working capital when you need it most.
Funding options
Choose the route that fits the way your business trades.
Business Loans
Straightforward support for planned investment.
For stock, equipment, refurbishments, marketing, staffing, or expansion, we can help you explore business loan options alongside payment services.
Explore Business LoansMinimum & Qualifying Criteria
Many businesses find it difficult to access the funds that they need when they need them. Revenue finance gives you quick, easy access to funding, putting you in control. Whether you're looking to restock, invest in marketing, or take advantage of new opportunities, give your business a boost with tailor-made funding that flexes with your cash flow.
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Accepting credit/debit card payments
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4+ months of accepting credit/debit card payments
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Minimum of £2,500+ average card takings per month
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Taking a minimum of 10+ card transactions a month
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We can accept Sole Traders, Partnerships, LLP's and LTD companies
Minimum Advance = £2,000
Maximum Advance = £500,000
How it works
1
Apply for funding in minutes
With an easy application process and a bespoke quote agreed upfront, our cash advance offers businesses a better, quicker way for funding.
2
Bespoke deals tailored to your business
We'll provide a selection of personalised quotes that enable you to choose the terms that are right for your business.
3
Payments made in line with your revenue
Payments are flexible and automated based on the flow of your business, giving your business the space to focus on what really matters.
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Funding that flexes with your business
We know there's good days and slower ones in business, which is why our flexible payment structure works in line with your card takings, so you only pay us as customers pay you.
Our Solution + Repayment Mechanism
Sale - customer pays by card i.e. £100
Card payment is processed
N1 Payments receives agreed split percentage i.e. 10% = £10
Merchant receives the sale minus the split amount i.e. 90% = £90
83%
of successful applications received funding within 2 working days
*As of October 2022
Do you want to know more?
If you would like to know more about N1 Payments merchant services and how we can help your business.