Online payments for independent businesses

Collect deposits, remote balances, and website payments without the chasing.

N1 Payments gives businesses the tools to collect deposits before appointments or projects begin, take remote payments during the customer journey, and get paid after the work or service is done without the customer needing to be in front of a terminal.

Laptop being used to manage remote payments, deposits, and online transactions
Customer completing a secure payment link on a phone while holding a bank card

Remote links

Pay by Link

Send a secure payment link via WhatsApp, text, or email and let your customer pay in minutes. No card machine needed.

  • Collecting deposits before projects, appointments, or bookings begin
  • Taking payment remotely when the customer is not in front of you
  • Following up on outstanding invoices
  • Customers who prefer to pay from home at their convenience
Small business operator taking a remote card payment at a laptop

Phone payments

Virtual Terminal

Take card payments over the phone through our secure virtual terminal. Log in via browser, enter the customer's card details with their consent, and get paid instantly.

  • Log in via browser from wherever you are working
  • Enter the customer's card details with their consent
  • No terminal required, ideal for office-based admin staff taking inbound calls
Everyday business owners managing online orders and payments from a laptop

Website checkout

Payment Gateways

Integrate card payments directly into your website or CRM.

  • Integrate into your website or CRM
  • Single integration for everyday online payments
  • All major payment types including digital wallets

Use cases

Before the sale is secured

Collect a deposit

Collect a deposit before work starts, an appointment is confirmed, or stock is reserved.

When the customer is remote

Take payment remotely

Take payment remotely when the customer is at home, on the phone, or not ready to pay in person.

When payment is overdue

Follow up invoices

Follow up outstanding invoices with a payment link instead of another round of manual chasing.

When the sale happens online

Pay from home

Let customers pay from home, from a booking link, or through a connected website checkout.

Key benefits

Everything you need, with no hidden fees.

  • All major payment types including digital wallets
  • Competitive transaction rates
  • Single integration
  • Higher transaction approval rates
  • Faster checkout
  • Reduce shopping cart abandonment
  • Online management tools
  • PCI DSS compliance and 24/7 support

Do you want to know more?

If you would like to know more about N1 Payments merchant services and how we can help your business.